Our Services
Services designed to fit your needs
30 Year Fixed Rate
This is a fully amortizing program with a fixed interest rate over the life of the loan.
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FHA Loans
These programs allow for lower down payments, and flexible credit package guidelines.
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First Time Buyer Loan
Special programs may be available to you and your spouse if you are a first time home buyers.
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About
Who We Are
HQM Loans is a new kind of mortgage company taking a fresh approach to lending and client relationships. From digital solutions to transparent services, we’re all about helping our clients achieve the highest level of success when it comes to home ownership. Whether they’re looking to buy a home or refinance a loan, HQM Loans works to empower our clients.
We’ve been able to eliminate obsolete systems and unnecessary fees so we can operate at a fraction of the cost and pass those savings on to our clients. Empowering clients to make the right decision because we believe that pride of homeownership should never be at the cost of sacrificing one’s happiness.
Getting started is as easy as 1, 2, 3
Easy Application Even On The Go
It’s hard enough finding a home to fall in love with and that’s why we have an easy to use system to get your rate on the go. Complete you application online or in person. It’s quick, easy, and most importantly secure.
24 Hour Approval
We will help you qualify, apply and be approved for the right mortgage loan for you. If you’re pre-approved you’re set to E-Sign your application to confirm your mortgage.
Enjoy Your Dream Home
That’s it! You’ve reached the finish line so you spend less time worrying about funding your home, and more time enjoying it. We’ll finish processing your loan and help you prepare you for your new home.
Awards
HQM Loans is a new kind of mortgage company taking a fresh approach to lending and client relationships. From digital solutions to transparent services, we’re all about helping our clients achieve the highest level of success when it comes to home ownership. Whether they’re looking to buy a home or refinance a loan, HQM Loans works to empower our clients.
We’ve been able to eliminate obsolete systems and unnecessary fees so we can operate at a fraction of the cost and pass those savings on to our clients. Empowering clients to make the right decision because we believe that pride of homeownership should never be at the cost of sacrificing one’s happiness.
Featured On
HQM Loans offers tailor-made support for evaluating the creditworthiness of clients. Our advanced reporting features help you strike the best deal when you’re applying for a loan by:
Determining your income status and affordability range, prior to loan application.
Helping you search for the loan and residential property well within your range.
Providing you with an added leverage when buying a home.
Making your offer look more appealing and appealing to sellers and lenders.
Easy, Simple, and Reliable
Tiffany Holmstead
“Working with the team at HQM Loans couldn’t have been any better. My first home buying experience was easy, simple and reliable because of the process they’ve implemented to make sure it was seamless. Would definitely recommend!”
I have worked with Matt several times both with purchasing a home and refinancing. He has always been responsive and helpful throughout the entire process, as are the rest of his staff. They make a complicated process as simple as possible, and are a pleasure to work with. I can’t say enough positive things about everyone at High Quality Mortgage!
Have been through Mortgage & Refinance process at least a dozen times – Matt and HQM Team make usually dreadful tasks seamless!! HQM Team is the most professional and efficient mortgage firm/bank I have done business with. Highly recommend them!!
Matt is the absolute best! My husband and I were first time buyers and he worked with us to lower our debt and raise our purchase price. He answered every one of our questions with a fast response. Matt made the process extremely smooth and stress free. You won’t regret working with him!
Matt and his team were always available through our home search and buying process. he took time away from personal events and answered every question we had no matter when we asked. he is very professional and i would highly recommend him if you are looking for someone to help you through your home search.