How our mortgage process works

Easy application

Complete your application online or in person. It’s quick, easy, and confidential.

24 hour Approval

If You’re Pre-Approved, E-Sign your Application To Confirm Funds.

Friendly, Fast, and Professional Staff

Our staff of Mortgage Brokers and Processors are the best in the business.

Enjoy your Dream Home

Spend less time worrying about how you’ll fund it, and worry more time enjoying it.

THE HQM Standard

Excellent Service

At High Quality Mortgage we always treat you like family.

Easy Experience

Our brand new web site and our mobile app make uploading and signing documents easy.

Low Fees, Always.

No origination fees or pre-payment penalties. What you see is what you get.

Low Interest Rates

Complete our online application. It’s quick, easy, and confidential

Explore loan options to fit your needs.

30YR Fixed Rate

This is a fully amortizing program with a fixed interest rate over the life of the loan. .

FHA Loans

These programs allow for lower down payments, and more flexible credit package underwriting guidelines.

First Time Home Buyer

Special programs may be available to you if you are a first time home buyer.

VA Loans

The VA programs allow for zero down payments & flexible guidelines.

Give Us a Call Today.

Our friendly staff will always treat you like family 973-339-7401